Terms and Conditions
Introduction and Acceptance
These Terms and Conditions govern your use of valenquiroxa's website and services. By accessing our website or engaging our services, you agree to be bound by these terms.
Effective Date: September 1, 2025
Your continued use of our services constitutes acceptance of any updated terms and conditions.
Definitions
For the purposes of these Terms and Conditions
- Company: Refers to valenquiroxa, operating from our UK business address
- Services: Financial planning consultation and advisory services provided by valenquiroxa
- User/Client: Any individual or entity accessing our website or using our services
- Website: The valenquiroxa website located at valenquiroxa.com and all associated pages
Use of Our Services
Our services are provided subject to the following conditions
Permitted Uses
- Accessing information about our financial planning services
- Scheduling consultations and communicating about services
- Receiving personalized financial planning guidance
User Responsibilities
As a user of our services, you agree to
- Provide accurate and complete information during consultations
- Maintain the confidentiality of any login credentials
- Use our services only for lawful purposes
- Notify us promptly of any changes to your contact information
Prohibited Activities
You may not use our services to
- Engage in any illegal or unauthorized activities
- Interfere with or disrupt our website or services
- Attempt to gain unauthorized access to our systems
- Reproduce or distribute our content without permission
- Use our services to harm, threaten, or harass others
Intellectual Property Rights
All content on our website and in our services, including text, graphics, logos, and software, is owned by valenquiroxa and protected by intellectual property laws.
We retain all rights, title, and interest in our proprietary content and materials.
Limited License
We grant you a limited, non-exclusive, revocable license to access and use our services for their intended purpose only.
Privacy and Data Protection
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy.
Please review our Privacy Policy for detailed information about our data practices
Payment Terms
The following terms apply to all payments for our services
- Subscription Fees: Monthly subscription fees of £250 are due in advance and non-refundable
- Payment Methods: We accept major credit cards and bank transfers for service payments
- Late Payments: Late payments may result in service suspension until account is brought current
- Price Changes: We may modify pricing with 30 days advance notice to existing clients
Service Disclaimers
Important disclaimers regarding our services
No Warranties
Our services are provided "as is" without warranties of any kind. We make no guarantees regarding specific financial outcomes or results.
Limitation of Liability
Our liability for any claims arising from our services is limited to the amount paid for services in the 12 months preceding the claim.
In no event shall our total liability exceed £5,000 per incident or series of related incidents.
Indemnification
You agree to indemnify and hold harmless valenquiroxa from any claims, damages, or expenses arising from your breach of these terms or misuse of our services.
Dispute Resolution
We are committed to resolving disputes fairly and efficiently
Arbitration Process
Disputes that cannot be resolved through direct communication may be subject to binding arbitration
- Arbitration shall be conducted in London, England
- The arbitrator's decision shall be final and binding
- Each party shall bear their own arbitration costs
EU Online Dispute Resolution
EU consumers may access the European Commission's Online Dispute Resolution platform
We are committed to participating in good faith dispute resolution processes
Service Termination
Either party may terminate the service relationship with 30 days written notice. We may terminate immediately for breach of these terms.
Upon termination, your access to services will cease, but these terms shall survive where applicable.
Modifications to Terms
We reserve the right to modify these terms at any time. Material changes will be communicated through our website or direct notification.
Continued use of our services after changes constitutes acceptance of the modified terms.
Governing Law
Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts of England and Wales.
These terms are governed by the laws of England and Wales. Any disputes shall be subject to the jurisdiction of English courts.
Severability
If any provision of these terms is deemed unenforceable, the remaining provisions shall remain in full force and effect.
Entire Agreement
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and valenquiroxa regarding our services.
Contact Information
For questions about these Terms and Conditions, please contact us
Company Name: valenquiroxa
Email: contact@valenquiroxa.com
Phone: +44 647-644-619
Address: 42 Kensington Gardens, London